We create an environment where our clients feel safe to talk… and we listen. Quality conversation—where we prioritize and decide on a place to start—builds trust and confidence. We don’t micromanage, rather, we simplify information to make it understandable.
Most of us need help making practical financial decisions. We want to be encouraging, helping people move ahead with their financial lives no matter what is going on. And we’ll be honest about what needs to be done, even when it’s hard; we won’t sugar-coat it.
Above all, we watch over our clients. Making a difference in people’s lives is what keeps us going! We know it feels good to get everything in order, and we love to hear our clients say, that wasn’t so bad!
Business owners, executives and decision makers have to make the most of their time; multitasking is a way of life. We know finances can be complicated and can make people feel nervous at first, even intimidated.
People who are intelligent, hard working, resourceful and able to overcome significant challenges in other areas of their lives are often embarrassed to admit that they don’t have a current financial plan or any plan at all. We understand that feeling and we are willing to meet our clients where they are and help to move them move ahead. No shame here.
Debbie Charpentier and Milan J. Torres, CFP® , CRPC® are representatives of Lincoln Financial Advisors, an affiliate of Lincoln Financial Group which is a Fortune 500 company. This affiliation does not limit our product and service offerings as we have an open architecture as independent advisors; however it does enhance our ability to service our clients.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that's designed to address your individual situation.
We understand the challenges families face today.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking out of the box; and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.